What Can I Get for my house If I Sold in Massachusetts and Moved to Florida?
Thinking of cashing out your Massachusetts home and heading south? You’re not alone. Thousands of homeowners are asking the same question, “What can I get for a house if I sold in Massachusetts and moved to Florida?”
This article breaks down what your current home may be worth, what kind of property you can buy in Florida with that money, and why this move is more popular than ever.
1. Average Home Prices, Massachusetts vs. Florida
Let’s compare the median home prices as of mid 2025:
| State | Median Home Price | Market Trend |
| Massachusetts | ~$600,000 | Slowing, Stable |
| Florida | ~$400,000 | Growing, Hot |
Massachusetts homes, especially around Greater Boston, Newton, and Cambridge, carry a high resale value. Selling now could unlock significant equity, especially if you’ve owned your home for 5+ years.
In contrast, Florida offers lower-cost housing in cities like Tampa, Orlando, Sarasota, and even parts of the Miami metro area if you’re strategic. This price difference often allows Massachusetts sellers to downsize their mortgage, or eliminate it entirely.
2. How Much House Can You Afford in Florida?
Here’s a breakdown of what you might afford in Florida based on your Massachusetts home sale:
| Sale Price in MA | Estimated Net After Costs | Florida Buying Power |
| $600,000 | ~$540,000 | 4, 5 bed, pool home in Tampa or Sarasota |
| $800,000 | ~$720,000 | New construction in Orlando or beachside |
| $1,200,000 | ~$1,100,000 | Luxury home in Naples or South Florida |
Bonus, Florida has no state income tax, which can stretch your retirement or remote income further.
3. Why Are People Leaving Massachusetts for Florida?
This migration trend isn’t new, but it’s accelerating. Here are the top reasons:
- ✅ No state income tax in Florida
- ✅ Lower property taxes and insurance depending on area
- ✅ Warmer weather and year-round sunshine
- ✅ Booming housing markets in Florida suburbs
- ✅ Lifestyle shift, golf, beaches, less hustle
Whether you’re downsizing, retiring, or just tired of shoveling snow, Florida offers more house for less money, especially if you’re selling in Massachusetts.
4. Hidden Costs and Tax Considerations
Before you make the move, consider:
- Capital gains tax, if it’s not your primary residence or you exceed the exemption
- Moving costs, interstate moves typically range from $5,000 to $10,000+
- Florida insurance premiums, which can be high in flood zones
- HOA fees, which are common in many Florida communities
A good real estate agent on both ends can help you navigate all of this.
5. Final Thoughts, Should You Sell Your Massachusetts Home and Move to Florida?
If you’re sitting on significant equity, moving to Florida can unlock financial freedom, lifestyle upgrades, and tax advantages.
You might sell your Massachusetts home for $800,000, clear $700,000 after closing, and buy a beautiful Florida home in cash, or invest the surplus for income.
The key is proper planning.
👉 Need Help Figuring Out What Your House Is Worth?
If you’re considering this move and want to know, “What can I get for my house if I sell in Massachusetts?” — we can help.
Request a free, no-obligation home valuation and see what kind of Florida lifestyle your equity could afford you.
We also know great agents in Florida who can help you find a new home! Contact us today.